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The Latest Industry/Carrier Announcements and Updates

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NC and SC Provider Directory 2014 – 1.27.2015

Please delete all previously saved versions and replace them with the attached.

Reminder: Never verify “in-network” status by calling the doctors office or facility. Always/only use the tools provided by C-HS to identify “in-network” provider.

Navigation:

  • Please use the tabs at the bottom of the spreadsheet to navigate by provider or facility type (PCP, Specialist, Hospital, Etc).
  • Use the arrows at the top of each column to sort or search (State, City, County, Provider Name, Etc.)
  • Use “Ctrl + F” buttons to type specific search criteria (like a first name or a street name).
  • Please call or email if you need assistance navigating this document; or if you would like a tutorial on use.

Providers can also be located by visiting Cigna’s website at http://www.cigna.com/medicare/medicare-advantage/find-doctor, or by calling agent support (HAAL) at (866) 442-7516.

[/vc_toggle][dt_gap height=”10″][vc_toggle title=”January 22: IMPORTANT News from Medico” open=”false”]

MedicoAll Medico Insurance Company agents MUST download the NEW Dental, Vision and Hearing and Hospital Indemnity applications, which were effective January 1, if you have not done so already.

We appreciate your business, however, we are no longer accepting the old applications. If we receive an old application, you will have to rewrite it on the new application.

Please visit the Medico Information Center (MIC) website to download the new application. Click on Forms, select Order Supplies/Print Forms. You can also order new applications by calling Agent Services at 1-800-547-2401 (option 3). If you are unsure if your application is up-to-date, call Agent Services. 

The best way to avoid using outdated applications is to utilize MyEnroller, our electronic application platform. When you use MyEnroller, you will always have correct applications and accurate rates. Plus, your client’s policy will be issued quicker and you’ll get paid sooner! 

[/vc_toggle][dt_gap height=”10″][vc_toggle title=”January 21: Humana External Sales Newsletter” open=”false”]

Medicare Annual Disenrollment Period (ADP)

The Annual Disenrollment Period began January 1st and continues through February 14th. During this period members may choose to disenroll from their MAPD or MA plan and go back to Original Medicare. To accomplish this, the member would contact Humana to request the disenrollment. Members are also eligible to use a SEP to enroll in a PDP plan. Individuals may use the “ADP” SEP code subsequent to having submitted a disenrollment request or may simply enroll in a PDP plan resulting in automatic disenrollment from their previously elected MAPD or MA plan and placing them back on Original Medicare.

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Please Note: Members cannot elect an alternate MAPD or MA plan during the Annual Disenrollment Period.

 

Members may also choose to purchase a Medicare Supplement to enhance their Original Medicare benefits during this time.

Individuals enrolled in just a PFFS with no Rx plan must request disenrollment from that plan in order to be eligible for this SEP, as enrollment into a PDP plan would not result in the automatic disenrollment from the MA Only plan. If the member is currently enrolled in both a PFFS with no Rx plan and a stand-alone PDP, he or she will have to actually disenroll from the PFFS plan if they wish to return to Original Medicare.

Please remember to utilize the proper election period when completing applications. In addition, a Scope of Appointment (SOA) is needed for each face- to- face sales appointment that you conduct.

All applications should be submitted promptly; within 24 hours of taking the signature.

 

New and Improved Changes to Humana’s Agent Portal

In an effort to streamline information for agents, we have made some changes to the Agent Portal. These changes include:

  • The Education link located on the main page of the Agent Portal has been renamed to Agent Education
  • The MarketPoint University access point, once on the main page of the Agent Portal, has been moved to the Agent Education page.
  • The title and link to the Access Certification/Recertification and Training link has been renamed MarketPoint Learning Portal (title and link).
  • The Agent Education page now contains the links to Market Point Learning Portal, MarketPoint University and the MarketPoint Library.

In addition to the changes on Agent Portal’s main page, the MarketPoint Learning Portal now has a new look. Although the page looks a little different, it still works the same when accessing My Assignments, the Course Catalog or launching courses from the Current Enrollments list. Along with its new look we have added a new Search feature that allows you to search for a term. That is right—you now have the ability to search for pieces of content within a course. Your search results will provide you with the supplemental materials that are available in course materials.

Please use the attached job aids to explore the new features of the Agent Education tab and MarketPoint Learning Portal now on Agent Portal.

JOB AID: How to Access MarketPoint Learning Portal My Assignments in Agent Portal
JOB AID: How to Access MarketPoint Learning Portal Course Catalog in Agent Portal
JOB AID: How to Access MarketPoint University in Agent Portal
JOB AID: How to Use the MarketPoint Learning Portal Search Function

 

MarketPoint University

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MarketPoint University is your one stop shop for all things Healthcare Reform! Agents will find important training on markets, products, renewals, how to get certified on the FFM and much more. Soon, MarketPoint University will be expanded to include information on a variety of subjects. Be sure to keep coming back to check out the exciting changes to MarketPoint University.

 

Medicare Members EyeMed Benefit

Beginning in 2015, we have removed information about selecting an EyeMed network provider and how members tell providers about their benefits from the Medicare Advantage Evidence of Coverage (EOC) and Annual Notice of Changes (ANOC) documents. Humana’s Medicare ID card doesn’t include a reference to EyeMed.

Please make sure your Medicare members understand their EyeMed benefit. Here are some things they should be aware of:

  • Make sure that members with the EyeMed supplemental benefit (either mandatory or optional) code VIS731-799 know to tell the EyeMed Select provider that they have the EyeMed benefit. Providers can validate member benefits in the EyeMed system using the member’s name and date of birth.
  • EyeMed Select network providers will submit claims for routine wellness comprehensive exams with refraction/dilation and materials to EyeMed.
  • If the member has an EyeMed PPO benefit with out-of-network (OON) benefits, it’s the member’s responsibility to submit the EyeMed OON claim form with an itemized receipt to EyeMed.
  • Certain types of post-cataract eyewear may be covered as a Medical benefit excluding post-cataract eyewear. Members should review their Humana Medicare Advantage benefit information and ask Humana for further information.

The Humana/EyeMed discount is different than an EyeMed benefit and is automatically available to members of Humana’s Medicare Advantage plans and Dental plans. EyeMed does not receive information for members who have the Humana/EyeMed discount (and not the EyeMed benefit). The provider applies the discount at the point of sale and does not need to submit a claim.

Discount-only members do not have an ID card; they just need to tell the provider they have the Humana/EyeMed discount. Members with an EyeMed benefit cannot use their funded benefit and discount within the same transaction.

Members can locate EyeMed providers using Humana.com or by calling EyeMed Customer Service at 1-888-289-0595. The EyeMed Select network offers retail locations (including LensCrafters, Pearle Vision, Sears, JC Penney, and Target Optical) as well as a wide array of independent locations.

[/vc_toggle][dt_gap height=”10″][vc_toggle title=”January 21: Manhattan Life Rate Adjustment for North Carolina” open=”false”]

A rate increase for North Carolina has been approved. There is a 3% increase for plans A, C, F and N; no increase for plan G.  Click here to view / print the new rate card.

The effective date for all in-force policies outside of the 12 month
rate guarantee and all new business is March 1, 2015.

Please refer to the points below to determine which rates should be applied for new applications:

  • All Medicare Supplement applications signed before March 1, 2015 will receive the current 6-18-14 rates. 
  • Any Medicare Supplement application signed on or after March 1, 2015 will receive the new 3-1-15 rates.    
  • Any Medicare Supplement application re-dated after March 1, 2015, will be subject to the new 3-1-15 rates.

 Summary of this information:

Signature Date

Applicable Rates

Before March 1, 2015

6-18-14 Rates

March 1, 2015 or after

3-1-15 Rates

Re-dated March 1, 2015 or after

3-1-15 Rates

 

To order or download / print new business supplies with the new rates, simply log in to the https://my.aimc.net agent portal.

[/vc_toggle][dt_gap height=”10″][vc_toggle title=”January 20: BCBSNC Social Security Withdrawal Letter, PABOL Process Change & Dashboard Update” open=”false”]

Social Security Withdrawal Letter, PABOL Process Change and Dashboard Update

BCBSNC to Mail Letters to 4100 Affected Medicare Advantage Members

Social Security Withdrawal

We are in the process of mailing out letters to 4100 Medicare Advantage members regarding payment from their Social Security Administration (SSA) check.

Last week, BCBSNC identified 4,100 Medicare Advantage members who had originally elected SSA withdrawal but were issued an invoice for their January 2015 bill. These are members who, prior to 2015, were enrolled on a $0 monthly premium plan and elected to have their premium deducted from their Social Security Administration (SSA) check. Due to SSA guidance, members with no premium are not approved for SSA withdrawal. When these members transitioned to a plan with a premium, their Social Security (SS) check deduction election was not in effect and therefore, these customers defaulted to direct bill.

We are in the process of mailing out letters to all affected members to determine how they wish to proceed. A sample of this letter is attached below.

The letter states that we will assume the member wants payments deducted from their SSA check unless the member contacts BCBSNC prior to February 1, 2015.

If action is not taken, the member will continue to be direct billed until the SSA process can be implemented; typically a 2-3 month process. This means the new plan premium amount would be withdrawn and paid to BCBSNC by the SSA effective April 1, 2015.

All members will be notified prior to this date if the SSA accepts or rejects their SS.

Other options provided in the letter include a monthly invoice from BCBSNC or bank draft.

Therefore, if the member wishes to remain on withdrawal from their SSA check, no action is needed other than to keep paying the invoiced amounts until set up is complete. If the member wishes to move to another mode of payment, (a monthly invoice from BCBSNC or bank draft), they can contact customer service.

PABOL Process Change

Effective February 1, 2015, you will no longer be required to provide a copy of the PABOL application to an over-65 applicant.

In the past, BCBSNC has advised you to provide a copy of the PABOL application for senior products to the member because of the requirement that an applicant must have a copy of their application prior to enrollment. BCBSNC did not provide this copy in the Medicare Advantage or Part D member kits.

During this past annual enrollment period, BCBSNC began mailing copies of applications to all members prior to enrollment. Note that these applications are mailed to the member and are not part of the member guide.

We have confirmed that this process is working smoothly.

Effective February 1, 2015, you will no longer be required to provide a copy of the PABOL application to an over-65 applicant.

You are still required to complete the DV or MADV form depending on product.

It is expected that you will maintain copies of all applications in your files as reference.

We hope to simplify the process for you by eliminating this documentation step.

Dashboard Update

BCBSNC made a slight change to the how the PABOL applications are taken by our system.

Due to this change, the application status for Medicare Advantage and PDP applications has moved from the “MA/PDP application” tab to the “Submitted Application” tab. Please see the PDF document attached below for a visual.

Please use the “Submitted Application” tab to track all of your O65 applications.

Note that these applications are not moving from “submitted” status to “enrolled” on your dashboard. This is a known issue and a fix is targeted in mid-February. After the February update, the status of all future applications will update automatically.

If you have any questions or concerns, please contact your regional sales executive.

[/vc_toggle][dt_gap height=”10″][vc_toggle title=”January 20: Manhattan Life Rate Adjustment for North Carolina” open=”false”]

A rate increase for North Carolina has been approved. There is a 3% increase for plans A, C, F and N; no increase for plan G.  Click here to view / print the new rate card.

The effective date for all in-force policies outside of the 12 month
rate guarantee and all new business is March 1, 2015.

Please refer to the points below to determine which rates should be applied for new applications:

  • All Medicare Supplement applications signed before March 1, 2015 will receive the current 6-18-14 rates. 
  • Any Medicare Supplement application signed on or after March 1, 2015 will receive the new 3-1-15 rates.    
  • Any Medicare Supplement application re-dated after March 1, 2015, will be subject to the new 3-1-15 rates.

 Summary of this information:

Signature Date

Applicable Rates

Before March 1, 2015

6-18-14 Rates

March 1, 2015 or after

3-1-15 Rates

Re-dated March 1, 2015 or after

3-1-15 Rates

 

To order or download / print new business supplies with the new rates, simply log in to the https://my.aimc.net agent portal.

[/vc_toggle][dt_gap height=”10″][vc_toggle title=”January 20: Manhattan Life Rate Adjustment for Mississippi” open=”false”]

A rate increase for Mississippi has been approved. There is a 4% increase for plans A, C F and N; no increase for plan G. Click here to view/print the new rate card.

The effective date for all in-force policies outside of the 12 month
rate guarantee and all new business is March 1, 2015.

Please refer to the points below to determine which rates should be applied for new applications:

  • All Medicare Supplement applications signed before March 1, 2015 will receive the current 7-16-14 rates. 
  • Any Medicare Supplement application signed on or after March 1, 2015 will receive the new 3-1-15 rates.    
  • Any Medicare Supplement application re-dated after March 1, 2015, will be subject to the new 3-1-15 rates.

 Summary of this information:

Signature Date

Applicable Rates

Before March 1, 2015

7-16-14 Rates

March 1, 2015 or after

3-1-15 Rates

Re-dated March 1, 2015 or after

3-1-15 Rates

 

To order or download / print new business supplies with the new rates, simply log in to the https://my.aimc.net agent portal.

[/vc_toggle][dt_gap height=”10″][vc_toggle title=”January 20: 12% Household Discount offered by Medico” open=”false”]Medico Corp Life Insurance Company is offering a 12% Household Discount for Medicare Supplement Plans in AL, IA, NE, SD, SC, TX & WI effective April 1, 2015. To qualify for a 12% Household Discount, the applicant must live in the same household with another person over 18 years of age, regardless of whether they sign up for coverage with Medico.

States in which Medico Corp Medicare Supplement Plans are currently available in will continue to have a 7% Household Discount. These states include AZ, CO,GA, KS, KY, MI, NC, OH, PA & WV.[/vc_toggle][dt_gap height=”10″][vc_toggle title=”January 19: Manhattan Life Rate Adjustment for Louisiana” open=”false”]

A rate increase for Louisiana has been approved. There is a 5% increase for plans A, C and F; no increase for plans G and N. Click here to view/print the new rate card.


The effective date for all in-force policies outside of the 12 month
rate guarantee and all new business is March 1, 2015.

Please refer to the points below to determine which rates should be applied for new applications:

  • All Medicare Supplement applications signed before March 1, 2015 will receive the current 7-1-14 rates. 
  • Any Medicare Supplement application signed on or after March 1, 2015 will receive the new 3-1-15 rates.    
  • Any Medicare Supplement application re-dated after March 1, 2015, will be subject to the new 3-1-15 rates.

 Summary of this information:

Signature Date

Applicable Rates

Before March 1, 2015

7-1-14 Rates

March 1, 2015 or after

3-1-15 Rates

Re-dated March 1, 2015 or after

3-1-15 Rates


To order or download / print new business supplies with the new rates, simply log in to the https://my.aimc.net agent portal.

[/vc_toggle][dt_gap height=”10″][vc_toggle title=”January 15: Manhattan Life Rate Adjustment for SC” open=”false”]

A rate increase for South Carolina has been approved. There is a 3% increase for all plans. Click here to view/print the new rate card.


The effective date for all in-force policies outside of the 12 month rate guarantee and all new business is February 1, 2015.

  • All Medicare Supplement applications signed before February 1, 2015 will receive the current 9-5-13 rates. 
  • Any Medicare Supplement application signed on or after February 1, 2015 will receive the new 2-1-15 rates.    
  • Any Medicare Supplement application re-dated after February 1, 2015, will be subject to the new 2-1-15 rates.

Summary of this information:

Signature Date

Applicable Rates

Before February 1, 2015

9-5-13 Rates

February 1, 2015 or after

2-1-15 Rates

Re-dated February 1, 2015 or after

2-1-15 Rates


To order or download / print new business supplies with the new rates, simply log in to the https://my.aimc.net agent portal.

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